2026 Model Portfolios
As a discretionary portfolio management firm, we strive to deliver strong long-term investment returns while carefully managing risk. To achieve this goal, we regularly review and update our investment portfolios through a four-step process: Establishing assumptions: defining long-term capital market assumptions for our approved asset classes. Developing model portfolios: blending approved asset classes in various weightings to offer a [...]
2026 Long-Term Capital Market Assumptions
As a portfolio management firm, we allocate our clients' wealth into investment portfolios designed to provide efficient risk-adjusted returns over the long term. To achieve this, we regularly review and update our portfolios through a four-step process: Establishing assumptions: defining long-term capital market assumptions for our approved asset classes. Developing model portfolios: blending approved asset classes in various weightings [...]
The Year in Review: 2025
Following back-to-back years of impressive returns in 2023 and 2024, it was reasonable to expect a more challenging investment environment in 2025, particularly with the spectre of protectionist trade policies from the incoming Trump administration in the United States. Fears of a global trade war materialized on April 2nd – a day Donald Trump christened "Liberation Day" – when [...]
Management Fee Adjustments
Our current management fee schedule was established in 2020 when High Level Wealth Management was first applying for registration as a portfolio manager with the Alberta Securities Commission: Invested Assets Annual Fee First $250,000 1.00% * Next $500,000 0.85% Next $750,000 0.70% Thereafter 0.50% * Minimum fee: $75 / month The fee tiers were based on assumptions [...]
Financial Planning Checklist for New Clients
When you become a client we'll work through a number of tasks to get you up and running. After providing you with access to My High Level Wealth (our secure online client portal), we'll start the process of creating your first financial plan, assessing your risk profile, determining a suitable investment portfolio for your circumstances, and developing an action [...]
The Year in Review: 2024
After an impressive year for markets in 2023, it was reasonable to assume that 2024 would provide more moderate returns. However, with economic growth remaining steady in many parts of the world, inflation moderating, and central banks starting to reduce short-term interest rates, capital markets surprised by performing exceedingly well for a second consecutive year. Read on for a [...]
A New Meeting Space for In-Person Appointments
To best serve our growing clientele, please note that the address for in-person appointments has changed: Ritchie Mill 10171 Saskatchewan Dr NW Suite #106 Edmonton, AB T6E 4R5 Ritchie Mill We now have a dedicated meeting space in the Ritchie Mill, located in the Strathcona neighbourhood. We think this [...]
2024 Model Portfolios
As a portfolio manager, our mission is to help clients allocate their money to investment portfolios that provide efficient risk-adjusted returns over the long-term. To achieve this, we conduct an annual review of our portfolio construction process, consisting of four main steps: Creating long-term capital market assumptions for various asset classes. Developing model portfolios with varying asset allocations to [...]
2024 Long-Term Capital Market Assumptions
As a portfolio manager, our mission is to help clients allocate their money to investment portfolios that provide efficient risk-adjusted returns over the long-term. To achieve this, we conduct an annual review of our portfolio construction process, consisting of four main steps: Creating long-term capital market assumptions for various asset classes. Developing model portfolios of varying asset allocations to [...]